
Merchant Acceptance for QTX Customers
Empower your business with comprehensive, modern payment acceptance solutions tailored to both in-store and digital commerce, helping you streamline operations and deliver a smoother payment experience to your customers.

Key Features
Merchant Acceptance Overview & Key Features
QTX provides a full set of capabilities to help you accept payments everywhere your customers are, with reliability, performance, and security built in.
Support for Various Payment Channels
Accept payments across cards, digital wallets, QR-based payments, and emerging methods through a unified acceptance layer.
Seamless Integration with Point-of-Sale Systems
Connect Merchant Acceptance with existing POS systems and business tools to keep checkout flows smooth and minimize disruption.
Fraud Detection and Risk Management Tools
Use advanced fraud detection and risk controls to protect every transaction while keeping genuine customer journeys frictionless.
Consolidated Reporting and Analytics
Gain unified visibility across channels with reporting and analytics to monitor performance and drive data-informed decisions.
Use Cases of Merchant Acceptance
QTX offers versatile payment acceptance options designed to support different business models
In-Store Card Payments
Traditional card-present payments at fixed checkout counters and retail locations. Support chip, swipe, and contactless transactions with EMV compliance, instant authorization, and seamless integration with existing POS systems for reliable in-store payment processing.
Mobile POS (mPOS) Solutions
Portable, app-based POS experiences for on-the-move merchants and field teams. Enable card acceptance anywhere with smartphone or tablet-based terminals, supporting contactless payments, receipt generation, and real-time transaction tracking.
QR Code Payments
Scan-and-pay journeys for quick, contactless customer experiences. Generate dynamic QR codes for secure payment initiation, support multiple QR standards, and enable instant settlement with minimal infrastructure requirements.
E-commerce Payment Gateways
Secure online payment acceptance for web and mobile storefronts. Process card payments, digital wallets, and alternative payment methods with PCI-compliant tokenization, fraud protection, and seamless checkout experiences that reduce cart abandonment.
Tap-to-Phone Technology
Turn NFC-enabled smartphones into payment terminals without extra hardware. Enable contactless card acceptance directly on merchant devices, reducing equipment costs while maintaining security standards and transaction speed.
Subscription Billing for Recurring Payments
Automate recurring billing cycles for subscription-based products and services. Support flexible billing intervals, automatic retry logic, payment method updates, and comprehensive subscription management with real-time notifications.
Buy Now, Pay Later (BNPL) Integration
Offer flexible installment experiences to increase affordability and conversion. Integrate with leading BNPL providers, support interest-free options, and enable seamless checkout flows that make purchases more accessible to customers.
Omnichannel Payment Solutions
Unify payments across in-store, online, and mobile journeys under one platform. Provide consistent payment experiences, centralized reporting, and synchronized inventory management that enables customers to shop and pay through any channel seamlessly.
Payouts and Disbursements
Streamline outbound payments to partners, customers, and suppliers. Enable scheduled and on-demand payouts with multiple delivery methods, automated reconciliation, and comprehensive tracking for efficient fund distribution.
Merchant Loyalty Programs
Connect payment events to rewards, campaigns, and customer engagement flows. Automatically track purchases, award points, trigger promotions, and personalize offers based on transaction history to drive repeat business and customer retention.
Cross-Border Payments for Global Merchants
Support multi-currency and cross-border acceptance for international growth. Process payments in local currencies, handle currency conversion with competitive rates, ensure regulatory compliance across markets, and provide real-time settlement for global commerce expansion.
Merchant Cash Advances
Use payment data to enable merchant financing and cash-advance products. Leverage transaction history and revenue patterns to offer flexible funding options with automated repayment through future sales, helping merchants access capital quickly.
Automated Invoicing and Payment Collection
Automate invoice generation and payment collection for B2B and services. Create and send professional invoices, track payment status, send reminders, and process payments automatically with support for multiple payment methods and reconciliation tools.
Virtual Terminals for Remote Payments
Accept payments over the phone or remote channels via secure virtual terminals. Enable card-not-present transactions with manual entry, support keyed-in payments, and maintain PCI compliance for mail order, telephone order, and remote service scenarios.
Digital Wallet Integration for In-App Payments
Power in-app checkout journeys with popular digital wallets and stored cards. Integrate with Apple Pay, Google Pay, Samsung Pay, and other wallet providers to enable one-tap payments, reduce checkout friction, and improve mobile conversion rates.
