USSD Banking
Deliver convenient, channel-agnostic banking through simple short codes that work on any mobile phone. Enable customers to transact, pay bills, and manage accounts securely without data or smartphone access.
Our USSD banking solutions are designed for scale, reliability, and inclusivity—bringing essential financial services to every corner of your market.
Carrier-Grade USSD Platform
Our USSD platform is built to handle high transaction volumes, multiple mobile network integrations, and complex banking workflows. Deliver responsive, interactive menus that guide customers through every transaction step with clarity and confidence.
Key Advantages
Benefits of USSD Banking
Extend powerful banking capabilities to every customer with simple, accessible USSD journeys.
Always-On Access
Provide 24/7 banking services that work on any mobile network, even with basic feature phones.
Wider Financial Inclusion
Reach customers in remote areas with low smartphone penetration and limited internet connectivity.
Low-Cost Operations
Reduce dependency on physical branches and call centers with automated, menu-driven self-service.
Secure & Regulated
Leverage PIN-based authentication, session timeouts, and telecom-grade encryption for safe transactions.
Reliable Across Networks
Robust integrations with multiple mobile network operators ensure consistent uptime and performance.
Use Cases of USSD Banking
Practical USSD banking journeys for retail customers, agents, and merchants across all networks
Balance & Mini Statement
Allow customers to instantly check balances and recent transactions from any mobile device without internet access.
Funds Transfer
Secure intra-bank and inter-bank transfers using simple USSD menus with real-time confirmation.
Bill Payments & Airtime Top-Up
Enable customers to pay utility bills, recharge airtime, and purchase data bundles directly from their phones.
Account Opening via USSD
Onboard new customers using guided USSD flows, capturing essential KYC details in a few simple steps.
Agent & Merchant Services
Support field agents and merchants with USSD-based cash-in, cash-out, and payment acceptance capabilities.
Loan & Savings Products
Offer micro-savings, micro-loans, and installment products accessible via short USSD codes.
Service Requests & Support
Let customers raise service requests, block cards, or report disputes using intuitive USSD menus.
Rural & Last-Mile Banking
Extend banking reach to unbanked and underbanked regions where smartphones and data connectivity are limited.